Easy Ways To Save Money - Evergreen Money Savings Tips


Saving is the first step towards Financial Freedom (becoming rich). If you are a middle class man then earning more and more money will not solve your financial problems unless you learn to save money.

When you learn to save money slowly and start investing in the right places, then after a few years, every penny you save starts earning money for you and this is the secret of rich people getting richer.

A penny saved is a penny earned "

Saving is very important in today's world and people of India have some easy ways by which they can save more. We should prepare for our future from now and that's why people invest. SIP and Mutual Fund are the best investment option because in this people can invest every month according to their small savings, which can give us good returns going forward.

People have very easy ways by which they can save, some of the ways of Money Saving are as follows:

Easy Tips to Save Money

 Monthly Budget

All people should make a budget for the month so that it is known how much Income and Expenses are. Most people do not take it seriously but it can save you a lot of money. The simple way is that you start keeping track of your expenses, then at the end of the month, remove unnecessary expenses from it and on the basis of that, make a budget for the next month.

You can download any App from Play Store in Excel sheet or your phone and make a list of expenses incurred in the month. Shopping, Gifting on this list

People who really want to save, should always withdraw some money from their salary and make a budget of the house with the remaining amount. All kinds of expenses should be written in this budget so that unnecessary expenses can be stopped.

Use Induction Stoves

LPG is not the cheapest way of cooking. There can also be savings on cooking gas if an induction stove is used. There are many dishes while cooking, which do not require direct gas, so induction should be used at that time. These stoves run on electricity but it uses very less electricity and in this way we can save on cooking gas.

Fixed Deposit

Most of the people have a lot of money lying in the Saving Account where you get 4% interest. There are many such banks on whose Saving Account you can get up to 6% interest, apart from this you can use Auto Sweep Facility so that more money lying in Saving Account is automatically converted into Fixed Deposit and you get interest equal to FD. | You can read the full post related to this here:

Invest Your Money

Most people's money is either lying in Saving Account or they invest in FD or LIC. Some people invest in Mutual Fund and are afraid of taking risks.

Do not mix Insurance and Investment and buy some money Term Insurance according to your Future Plan and make a strong Investment Portfolio by investing the remaining money in different Investment Schemes like Fixed Deposit, Mutual Fund, Equity etc.

Take a little risk and also invest some money in securities of the stock market like Equity, Bond etc. There are risks in Shares or Equity, but investing in Long Term Approach with the right knowledge and research gives maximum returns in Shares only. For more information about investment options see this article – Where to invest money

Save Money on Mobile and Internet Expenses

Mobile and Internet have become a necessity today and people spend a lot on it. For saving, first of all, this expenditure should be cut. If you are using a postpaid plan, then you should take a prepaid connection according to your usage so that we do not overuse it. If there is internet recharge, then an application like WhatsApp should be used to talk, it saves the balance.

Nowadays, free Wi-Fi is available in many places, so it should be used. We should get balance and internet recharge done as per our monthly requirement.

After the arrival of JIO, data has become cheaper and there has been a decrease in total mobile expenses, but you have to keep in mind that take as much data plan as you need. At present, all telecom companies are giving you more and more data cheaply to capture the competition and market so that you get used to it, then gradually the price of plans will be increased.

Save Electricity, Save Money

Savings can also be made on electricity bills, but most of us ignore it due to our laziness, but they are wrong.
If tube light and fan are not required then we should not use them. Always keep in mind that when you go out of the room, then turn off all the switches and teach this to the children in your house. If the mobile is charged, then you must remove the charger from the socket and turn off the switch. If we take care of all this in our office and home, then there can be savings on electricity bills.

If you want to stop the cost of electricity completely, then you can get solar panels installed in your house, which will stop the cost of electricity bill for you forever. Nowadays everyone is getting solar panels installed in their house and the government is also promoting it, so you can also get subsidy from the government on solar system.

Sale Your Old Stuff

Nowadays there are many such online sites where we can earn some money by selling old or unnecessary stuff. Goods which are not needed and will not be available, then you should sell them online by putting photos on such sites. With this, waste material will also be removed from the house and in return you can earn some money.

Save Tax

Most of the Salaried Employees can save a lot of tax if they try. For this, there are many options and Investment Schemes in which you get deduction in Income Tax on investing. You can easily save Income Tax by investing in Provident Fund, PPF, Sukanya Samridhi Yojana, Term Deposit, ELSS Mutual Fund.


Always should make a shopping list so that we know which items are required and we do not bring unnecessary items. Whenever we go to the market, we get attracted by seeing all the things and also take unnecessary things, due to which the budget of the month gets spoiled.

Along with this, you should shop after planning, like if you are thinking of buying a dress or a new saree in a month, then you will have to plan it for the last few months in advance. By saving a little money every month, your budget will not be disturbed.

Keep in mind that in the markets and shopping stores, the items are arranged in such a way and its price is fixed in such a way that the customer gets attracted and buys it. The same happens on Online Shopping Sites as well. Don't buy unnecessary items by being attracted, save money.

Save Money on Traveling

Petrol is above 100 rupees, in such a situation, nowadays everyone uses their vehicle for office, due to which the cost of petrol as well as pollution increases. People should use public transport so that the cost of petrol can be worked out. If the market is nearby, then instead of a vehicle, one should walk on foot.
Along with this, if you want to reduce the petrol cost further, then you can buy an electric scooter. It runs on electricity only which will reduce the cost of your vehicle.

Online Shopping and Offers

Nowadays there are many online sites from which we can buy all the things we need. We should buy from such website only because it saves time and also the cost of petrol can be saved. Cashback is also available by shopping from online sites, so that we can make more important purchases. There are many sites that offer great discounts that can save us a lot.
Before online shopping, compare the price on all websites and also search for Coupons and Discount Offers related to it.
But avoid offers like Buy 2, Get 1 as in most of the circumstances it does not prove to be right for you. What is the use of buying three jeans or shirts together?

Eating Out

Food in hotels has become very expensive, so people should make different types of delicious dishes at home. Even ordering parcels at home can result in deductions on hotel bills. Nowadays online food delivery companies like Swiggy and Zomato are very popular and sometimes these companies also give good offers to the customers to order food at home, you can also use them.


House or office rent takes away a large part of our salary, so we should take care of some things while taking a house on rent. We should buy a house according to our requirement so that we do not have to pay more rent. If we get a house on rent near our office, then the cost of the vehicle can be saved.

Use Debit Card 

Shopping on a credit card doesn't make you aware of the expenses and you do find out when the bill finally arrives. That's why it is better that you use debit card while shopping.

Along with this, also keep in mind that always withdraw money from the ATM of the same bank in which you have an account. Because using any other bank's ATM more than 5 times in a month, an extra charge of 20 to 23 rupees is levied on every transaction.

Other Tips To Save Money

  • If you are thinking of getting a new Android phone then just wait for a few months. Because often the price of gadgets starts decreasing after a few days.
  • From time to time, many websites on the Internet take out new offers, you can check such offers and buy the things you need at the same time.
  • Make a list and carry it while going shopping. This is a great way to save. So next time you go shopping, before that make a list according to your needs.
  • If you are planning to have a party, then instead of going out and having a party in a restaurant, make a plan to have a party at home. With this, you will enjoy more in less expenditure.
  • If you are fond of cigarette or alcohol etc. then try to leave it because by doing this, along with money, your health is also damaged.
You may feel that you will not be able to save much money with these methods, but try these methods. You may not be able to save much money in the beginning, but you will know the importance of these money when you will need them.

Try To Increase Your Money

Only saving money cannot solve all the money problems, so along with saving, you have to do something to increase your income so that along with your main income, side income is also there. 2 best ways for side income that you can follow –

Best Way Is Side Income

If you have any hobby that people want to learn, then you can earn money from it. If you are fond of baking, then you can do baking in your spare time, by doing this you can enjoy your work and earn money.

Apart from this, if you are fond of things like dancing, music, aerobics etc. then you can also earn money from it. You just need to know how to teach your hobby to people. Youtube is also a good option for this work.

Part Time Job

Nowadays there are many such Part-Time jobs available like- Content Writer, BPO Executives, Transcriptionists etc., from which you can earn money.

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